See where your budget takes you.
A self-paced course that teaches budgeting and retirement planning, then runs your own numbers month by month, so every lesson ends with a result you can check.
Build a budget that leads somewhere
Pay yourself first, find your savings pool, and watch a finished car loan turn into retirement money.
Learn the accounts and the match
401(k), IRA, Roth, HSA, brokerage: what each is for, the limits, and the free money most people leave behind.
Finish with a thousand futures
The capstone replaces the straight line with a Monte Carlo simulation and teaches what "82% likely" really means.
Two tracks, one engine
Pick by how far you are from retirement. More than 12 years away: Build. Twelve years or fewer: Prepare. You can switch any time; your plan comes with you.
Build: Budget to Retirement
For anyone more than 12 years from retirement, from a first job to mid-career. You'll build a budget that pays you first, capture every dollar of employer match, learn which accounts to use and why, and watch time and compounding …
180 days of access, self-paced. Full refund within 14 days if you've done less than half.
See detailsPrepare: The Retirement Countdown
For anyone 12 or fewer years from retirement. You'll test whether your savings and spending line up, use catch-up contributions, time Social Security, plan health insurance before Medicare, set a withdrawal order, and see how a bad market early in …
180 days of access, self-paced. Full refund within 14 days if you've done less than half.
See detailsBoth tracks bundle
Both courses, with a year of access. For couples at different stages, or anyone who wants the full picture.
365 days of access, self-paced. Full refund within 14 days if you've done less than half.
See detailsMoney Basics for students
A starter course for high-school students and anyone new to managing money: paychecks, budgeting, simple and compound interest, loans and credit cards, every tax in a year, insurance and health costs, and saving for a car or a home. Includes spreadsheet templates and a printable guide.
- Read a pay stub line by line, including pre-tax deductions
- Simple versus compound interest, for loans, credit cards and the stock market
- Every tax in a year: income, payroll, sales, property, car registration and gas
- Health insurance as a whole: premium, deductible, copays, coinsurance, out-of-pocket maximum
- Spreadsheet templates and a printable guide to keep
Free for a limited time until January 17
Students 13 to 17 are enrolled by a parent or guardian, who creates their account. Anyone 18 or older can enroll directly.
Meet the people in the examples
Dev, 46
$125k gross, $140k in a 401(k), started saving late, two kids, wants to retire at 65.
Build trackJordan, 31
$95k gross, a partner, saving for a home and for retirement at once.
Build trackLinda, 58
$110k gross, $420k in a 401(k), wants to retire at 63.
Prepare trackMaya, 24
First job, $62k gross, student loan, no savings yet, match 100% up to 4%.
Build trackRay and Ana, 62
Two earners, $1.1M combined, deciding on Social Security timing.
Prepare trackPrefer not to enter your own numbers? Every lesson works with a persona's plan instead.